2 Timing
3 Many options, better choices
4 Counsel (none of us is as smart as all of us)
5 Discuss with a spouse
6 Live within your means
7 Expand your means
8 Thrift
9 Prudent
10 Earn more, spend less
11 We can't afford it...yet
12 Is that the best you can do?
13 How can I earn more income and work less?
14 Frugal not cheap
15 High quality, low price
16 The best investment is family
17 Dream BIG
18 Work smart and hard
19 Negotiate
20 YOLO (and you live forever, so act accordingly)
21 Give
22 Grace & Gratitude (you didn't do it alone)
23 Teach
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