I had to buy a $22,000 car

A new friend of mine told me how he had to take $22,000 out of his retirement account to buy a new car.

Why? Because he 'needed' a new car to replace his old one. Unfortunately that insanity will continue unless he changes his thinking. His wife's car is old and he might need to replace that one as well.

Often we don't need a new car or a new home.

We should get nice things but we need more than new things.

What we need is a new mindset. Change your way of thinking.

When something is old, fix it up where it out or do without.

Or simply upgrade for less money. Expand experiences and lifestyle, contract costs.

Make vehicle buying an asset and income generator or a least a breakeven point. But absolutely don't make buying cars a depreciating liability or a drain on your wallet.

Prosperity and abundance are available for less: less cost, less rushing, less silly decisions.