It takes work (or drug-dealing)

"That's' not a lot." A man told me cutting expenses by $180 is not enough to go through 5 mintutes of work. "It's a hassle."

I told him, "Let me know if you find another way, other than drug-dealing, to create that much money in 5 minutes of work."

He's right about one point: cutting expenses takes work.

Discussing and projecting future expenses takes work.

Creating a spending and savings allocation takes work.

Thinking of your spouse more than self takes work.

Looking for high-quality, durable, enjoyable experiences, products and services takes work.

Sticking with marriage, children and faith takes work.

It's your choice.

Will you choose work or hassle-free mediocrity?