My wife, Melissa, and I juggled college and family while I held down three part time jobs. It was a very stressful time.
During a particularly tough financial stretch we sought out financial advice from a "financial advisor."
After a free half hour session I learned a few things. Incidentally the next session would've cost $500 to learn about his retirement products.
Financial advisors make money by selling investments, not customizing budgets.
Financial advisors care about your investable income, not your livelihood.
Financial advisors are often deep in debt.
Financial advisors receive certification upon completion of tests, not by paying down debt.
Financial advisors often leave ethics, morals and especially religion out of money discussions.
Financial advisors leave marriage and relationships out of money planning.
Financial advisors plan the future, but neglect the present.
Years later I started this blog to help people get tangible, practical advice designed to enhance relationships and create abundance.
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