A fire extinguisher won't help

Much of modern advice is like using a fire extinguisher during a flood: the advice might be good but the timing or teaching is wrong.*

We must synchronize counsel with appropriate timing and filter teachings through the lens of truth.

For instance many financial pundits tell people to shop for insurance annually.

This might be great advice for those who don't have accident forgiveness.

State Farm, Farmers and Allstate typically 'forgive' customers for one or more accidents with five years of tenure.

Thus those who perennially change insurance companies may eliminate 'accident forgiveness.'

Make sure the advice you implement puts out fires because the advice is timely.

*HT to Neal Maxwell

(Photo courtesy Wikipedia)