Big paydays and little lay-a-ways

Two ways to become prosperous: regularly lay-a-way small sums of money into assets or dreams; use big pay-days/ windfalls effectively to augment your financial dreams.

Big paydays can be anything from tax refunds to side jobs. Big paydays can involve royalties, inheritances, proceeds from selling excess stuff.

The best way to prosper is to simultaneously use small investments of cash as well as large windfalls effectively.

We once had a windfall of cash from selling a fixer-upper home.

We used the windfall, along with cash laid aside, to create a beautiful lawn.

We shopped multiple sprinkler companies comparing price, quality and timeliness.

We also shopped multiple sod companies looking for low-maintenance sod and reputation of each company.

The result was an easy-to-maintain, debt-free lawn that we love.

We always have a big goal that requires us to consistently lay-a-way money and discover paydays.

We used this approach for Disney World, a Disney Cruise, two vehicles, major healthcare expenses, and several other goals.

Plan for it. Save for it. Find big paydays.

Then buy it in cash.

(Photo courtesy Wikipedia)