Character development first, money & possessions second.
Character development means increasing our patience. Being teachable. Being firm, but flexible like a bamboo stick instead of an oak (see Tao of Bruce Lee).Being loving, compassionate. It means Christmas 365/24/7.
As we develop our character we use money for its intended purpose-benefitting others. Money is a gift- a gift to lift. Money and possessions lift many people after a giving character has been cultivated.
If we are cursed with money before our character has matured sufficiently we will either use the money selfishly or squander it foolishly.
Yes, we can have money without character. But money without character allows money to control us.
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