10 ways to afford Christmas

1. Use cash
2. Buy used quality goods
3. Negotiate for a lower price
4. Buy less, but better quality
5. Buy gifts on December 26th
6. Sell excess items
7. Get a temporary job
8. Establish free traditions (singing carols, helping neighbors)
9. Create a Christmas savings account/money jar
10. Do trade-work

 

(Image courtesy freedigitalphotos.net)

 

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