"I wish I was that lucky!"

"I wish I was that lucky!" is perhaps the most frustrating phrase to hear when you're trying to help someone establish thrifty habits.  It removes all burden to change from the person and sets it squarely on the shoulders of chance.  And once  luck or chance is seen as the essential ingredient to abundance, work seems overrated and too banal to trifle with.

Furthermore by attributing luck as the primary cause of all success the ability to  choose is removed . Failure is all but ensured when we blame luck for people's financial prowess.

Many years ago a very lucky guy said "The harder I work, the luckier I get (emphasis added)"

Of course he had to rebuild a burnt down building, toil countless hours, hire hundreds of employees and fail hundreds of times, but he recognized that luck does favor those who work. He has since been rewarded with fame and fortune. His name? Thomas Alva Edison.

Incidently Edison  taught that one of the most difficult forms of work is thinking.  "There is no expedient to which a man will not resort to avoid the real labor of thinking."

Don't wait until March for the luck of the Irish. Choose to  work hard on your economic situation and watch your luck improve as you take responsibility to improve your life.

(Photo courtesy: Stuart Miles)