Slaying Goliath not an entire army

 

When David faced Goliath in the epic battle chronicled in the Old Testament

he chose to focus on Goliath not the entire Philistine army. 

Why? 

Because David knew that Goliath the Giant was the very essence of the opposition's army. 

In other words, slay Goliath and win the war.

 

Recently I helped some friends review their budget and  observed their intense but rather

ineffective focus on several small areas (e.g. phone bill, electric bill,  cable bill).

Focusing on these small areas is like David deciding to fight each Philistine soldier

instead of attacking Goliath.

So we decided to identify  five "Goliaths" instead of focusing exclusively on

small "Philistines."  These five major expenditures

(e.g. taxes, mortgage, car payments, fuel costs, and donations)

constituted  65.6% of their  outgo. 

Next we chose to focus on their biggest "Goliath" first.  Taxes.

We conlcuded that a review from a  competent accountant(s)

as well as a  careful study of reputable tax manuals could save them $5,000.

 

Over the years I've been able to review many budgets and each has contained "Goliaths."

Major momentum and a great deal of hope and peace are available by not only focusing

on small wins but by attacking your budget's Goliath. 

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