You start by planting (i.e. work) a sapling or a seed in the hole (debt) you dug. Then you continually nourish it with light, water, and fertilizer (develop assets) while decreasing weeds (liabilities).
Progress is a process, not an event. So your money tree will take time--years not a day.
A relative recently wrecked his car and told me money doesn't grow on trees. He can't just take $1,000 off a money tree in the backyard to pay for his deductible, he said.
It's true he can't get immediate money, but planting an emergency fund now will yield a money tree for the future. By putting a few dollars in savings every week you grow a substantial money tree of freedom and protection for the future.
Steadily plant seeds now. Then whether rainstorms, dung or sunshine your tree will provide money.
(Photo courtesy Idea go)