Making a list of things not do is very effective in living a debt-free life. What things should you not do today?
- Not to buy on certain days?
- Not co-sign?
- Not support negative habits?
- Not buy from select stores?
- Not work past a certain hour?
- Not use a line of credit?
- Not have more than 1/2/3 credit cards?
- Not bounce any checks?
- Not pass a person in need?
Life is all about what we do, how we do it and what we don't do. Those three things coupled with are relationships determine who we are and what we will become.
(Photo courtesy Rawich)




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