Debt collectors get debtors angry so they'll pay the collector first. They win when debtors lose their anger.
Under major stress, parents succumb to expensive fast food in order to appease rowdy children.
The key to making frugal decisions is knowing what mood you are in. Once you know your mood, establish a safety-valve: A waiting period/a person to consult with/a sanctuary. Find a way to get to your ideal emotional state before making a financial choice. Additionally decide what you will do in forthcoming, adverse conditions. We each know what triggers our negative emotions. Use that personal information to formulate a well-rehearsed plan for dealing with future emotional challenges.
A friend of mine remained placid during a congested city drive despite near accidents and limited parking. I congratulated him on his ability to stay calm. He said he learned his emotional triggers and worked hard to plan ahead to avoid anger.
Emotions can cloud thinking, but planning ahead can clear our minds to make wise choices.
(Photo courtesy pakorn)